Clients often ask me about pet insurance. If they don't, I try to remember to bring it up.
There are dozens of talking points I need to fit into the time allotted for an appointment, and often I forget but we all know insurance is there for the unexpected problems. Unless you are financially prepared to take on these emergency expenses, consider looking into the predictable expense of carrying insurance for your pet's health.
Get it if you can afford it. Get it if you can't afford an emergency $4,0000 surgery and medical care because your puppy ate a pine cone. Get it if you can't afford a $900 emergency wound repair because your cat got injured in a turf war with the local tom. Get it if you can't afford the $5,000 orthopedic repair for your chubby lab that tore his ACL, or if you can't afford the $300-400 dollars a month cost for having a dog that's allergic to every pollen grain or diet in existence. You are solely responsible for your pet's well being, and that includes having a financial, physical, and emotional budget. Veterinarians are brought in by you to become part of your pet's wellness team, but ultimately, you are responsible for deciding on, and paying for, the level of care your pet will receive. Veterinarians have the skill and drive to do everything to help your pet, within the limits of our profession, facilities and/ or personal skills. Being a veterinarian is not a volunteer position, it is a highly educated, paid profession, and these services come a with a price that you as the pet owner are solely responsible for, so why not secure some financial help?
Money.com just reached out to me to let me know they've recently written a review on some of the more popular pet insurance companies out there. Here's their review
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